echo/src/services/notificationRuleService.js

const fallbackRules = [
  {
    id: 'alipay-expense',
    label: '支付宝消费',
    channels: ['支付宝', 'Alipay'],
    keywords: ['支付', '扣款', '支出'],
    direction: 'expense',
    defaultCategory: 'Food',
    autoCapture: false,
    merchantPattern: /向\s?([\u4e00-\u9fa5A-Za-z0-9\s&]+)/i,
  },
  {
    id: 'alipay-income',
    label: '支付宝收入',
    channels: ['支付宝', 'Alipay'],
    keywords: ['到账', '收入'],
    direction: 'income',
    defaultCategory: 'Income',
    autoCapture: true,
    merchantPattern: /来自\s?([\u4e00-\u9fa5A-Za-z0-9\s&]+)/i,
  },
  {
    id: 'wechat-expense',
    label: '微信消费',
    channels: ['微信', 'WeChat'],
    keywords: ['支付', '支出', '扣款'],
    direction: 'expense',
    defaultCategory: 'Groceries',
    autoCapture: false,
    merchantPattern: /：([\u4e00-\u9fa5A-Za-z0-9\s&]+)/,
  },
  {
    id: 'bank-income',
    label: '工资到账',
    channels: ['招商银行', '中国银行', '建设银行'],
    keywords: ['工资', '薪资', '到账'],
    direction: 'income',
    defaultCategory: 'Income',
    autoCapture: true,
  },
]

let cachedRules = [...fallbackRules]
let remoteRuleFetcher = async () => []

/**
 * 允许后续接入服务端规则同步，只需在应用启动时调用并注入实际 fetch 函数
 * @param {(currentRules: Array) => Promise<Array>} fetcher
 */
export const setRemoteRuleFetcher = (fetcher) => {
  remoteRuleFetcher = typeof fetcher === 'function' ? fetcher : remoteRuleFetcher
}

const dedupeRules = (rules) => {
  const bucket = new Map()
  fallbackRules.forEach((rule) => bucket.set(rule.id, { ...rule }))
  rules.forEach((rule) => {
    const prev = bucket.get(rule.id) || {}
    bucket.set(rule.id, { ...prev, ...rule })
  })
  return Array.from(bucket.values())
}

export const loadNotificationRules = async () => {
  try {
    const remote = await remoteRuleFetcher(cachedRules)
    if (Array.isArray(remote) && remote.length > 0) {
      cachedRules = dedupeRules(remote)
    }
  } catch (err) {
    cachedRules = [...cachedRules]
    console.warn('[rules] 使用本地规则，远程规则获取失败：', err)
  }
  return cachedRules
}

export const getCachedNotificationRules = () => cachedRules

const extractAmount = (text = '') => {
  const match = text.match(/(?:¥|￥)\s?(-?\d+(?:\.\d{1,2})?)/)
  if (match?.[1]) {
    return Math.abs(parseFloat(match[1]))
  }
  const loose = text.match(/(-?\d+(?:\.\d{1,2})?)/)
  return loose?.[1] ? Math.abs(parseFloat(loose[1])) : 0
}

const extractMerchant = (text, rule) => {
  if (rule?.merchantPattern instanceof RegExp) {
    const m = text.match(rule.merchantPattern)
    if (m?.[1]) return m[1].trim()
  }
  const generic = text.match(/向\s?([\u4e00-\u9fa5A-Za-z0-9\-\s&]+)/)
  if (generic?.[1]) return generic[1].trim()
  const parts = text.split(/：|:/)
  if (parts.length > 1) {
    const candidate = parts[1].split(/[，。.\s]/)[0]
    if (candidate) return candidate.trim()
  }
  return 'Unknown'
}

const matchRule = (notification, rule) => {
  if (!rule) return false
  const channel = notification?.channel || ''
  const text = notification?.text || ''
  const channelHit = !rule.channels?.length || rule.channels.some((item) => channel.includes(item))
  const keywordHit = !rule.keywords?.length || rule.keywords.some((word) => text.includes(word))
  return channelHit && keywordHit
}

/**
 * 根据当前规则集生成交易草稿，并返回命中的规则信息
 * @param {{ id: string, channel: string, text: string, createdAt: string }} notification
 * @param {{ ruleSet?: Array, overrides?: object }} options
 * @returns {{ transaction: import('../types/transaction').Transaction, rule?: object, requiresConfirmation: boolean }}
 */
export const transformNotificationToTransaction = (notification, options = {}) => {
  const ruleSet = options.ruleSet?.length ? options.ruleSet : cachedRules
  const rule = ruleSet.find((item) => matchRule(notification, item))
  const amountFromText = extractAmount(notification?.text)
  const direction = options.direction || rule?.direction || 'expense'
  const normalizedAmount = direction === 'income' ? Math.abs(amountFromText) : -Math.abs(amountFromText)
  const merchant =
    options.merchant || extractMerchant(notification?.text || '', rule) || 'Unknown'
  const date = options.date || notification?.createdAt || new Date().toISOString()

  const transaction = {
    id: options.id,
    merchant,
    category: options.category || rule?.defaultCategory || 'Uncategorized',
    amount: Number.isFinite(normalizedAmount) ? normalizedAmount : 0,
    date: new Date(date).toISOString(),
    note: notification?.text || '',
    syncStatus: 'pending',
  }

  const requiresConfirmation =
    options.requiresConfirmation ??
    !(rule?.autoCapture && transaction.amount !== 0 && merchant !== 'Unknown')

  return { transaction, rule, requiresConfirmation }
}