feat:新增ai分析，新增储值账户，优化通知规则

scripts/rule-smoke.mjs

@@ -25,6 +25,56 @@ const cases = [
     verify(result) {
       assert.equal(result.rule?.id, 'transit-card-expense')
       assert.equal(result.transaction.amount, -2)
+      assert.equal(result.transaction.fundSourceType, 'stored_value')
+      assert.equal(result.transaction.impactExpense, true)
+    },
+  },
+  {
+    name: 'capture transit expense from route and fare only',
+    notification: {
+      id: 'n2b',
+      channel: '杭州通互联互通卡',
+      text: '武林广场->古荡：2.10元',
+      createdAt: '2026-03-11T00:00:00.000Z',
+    },
+    verify(result) {
+      assert.equal(result.rule?.id, 'transit-card-expense')
+      assert.equal(result.transaction.amount, -2.1)
+      assert.equal(result.transaction.category, 'Transport')
+      assert.equal(result.transaction.fundSourceName, '杭州通互联互通卡')
+    },
+  },
+  {
+    name: 'capture stored value topup as transfer',
+    notification: {
+      id: 'n2c',
+      channel: '杭州通互联互通卡',
+      text: '充值成功20元',
+      createdAt: '2026-03-11T00:00:00.000Z',
+    },
+    verify(result) {
+      assert.equal(result.rule?.id, 'stored-value-topup')
+      assert.equal(result.transaction.entryType, 'transfer')
+      assert.equal(result.transaction.category, 'Transfer')
+      assert.equal(result.transaction.amount, -20)
+      assert.equal(result.transaction.impactExpense, false)
+      assert.equal(result.transaction.fundTargetName, '杭州通互联互通卡')
+    },
+  },
+  {
+    name: 'capture stored value refund as transfer',
+    notification: {
+      id: 'n2d',
+      channel: '杭州通互联互通卡',
+      text: '退款成功5元',
+      createdAt: '2026-03-11T00:00:00.000Z',
+    },
+    verify(result) {
+      assert.equal(result.rule?.id, 'stored-value-refund')
+      assert.equal(result.transaction.entryType, 'transfer')
+      assert.equal(result.transaction.amount, 5)
+      assert.equal(result.transaction.impactIncome, false)
+      assert.equal(result.transaction.fundSourceName, '杭州通互联互通卡')
     },
   },
   {

scripts/sync-notification-rules.mjs

@@ -1,4 +1,4 @@
-import fs from 'node:fs'
+import fs from 'node:fs'
 import path from 'node:path'
 import notificationRules from '../src/config/notificationRules.js'
 
@@ -28,6 +28,8 @@ const toKotlinRegex = (spec) => {
   return `Regex(${toKotlinString(spec.pattern)}${flags})`
 }
 
+const toOptionalString = (value) => (value ? toKotlinString(value) : 'null')
+
 const toRuleBlock = (rule) => `        NotificationRuleDefinition(
             id = ${toKotlinString(rule.id)},
             label = ${toKotlinString(rule.label)},
@@ -35,12 +37,19 @@ const toRuleBlock = (rule) => `        NotificationRuleDefinition(
             keywords = ${toKotlinStringList(rule.keywords)},
             requiredTextPatterns = ${toKotlinStringList(rule.requiredTextPatterns)},
             direction = NotificationRuleDirection.${rule.direction === 'income' ? 'INCOME' : 'EXPENSE'},
+            entryType = ${toKotlinString(rule.entryType || 'expense')},
+            fundSourceType = ${toKotlinString(rule.fundSourceType || 'cash')},
+            fundSourceName = ${toOptionalString(rule.fundSourceName)},
+            fundSourceNameFromChannel = ${rule.fundSourceNameFromChannel ? 'true' : 'false'},
+            fundTargetType = ${toKotlinString(rule.fundTargetType || 'merchant')},
+            fundTargetName = ${toOptionalString(rule.fundTargetName)},
+            fundTargetNameFromChannel = ${rule.fundTargetNameFromChannel ? 'true' : 'false'},
+            impactExpense = ${rule.impactExpense === false ? 'false' : 'true'},
+            impactIncome = ${rule.impactIncome ? 'true' : 'false'},
             defaultCategory = ${toKotlinString(rule.defaultCategory)},
             autoCapture = ${rule.autoCapture ? 'true' : 'false'},
             merchantPattern = ${toKotlinRegex(rule.merchantPattern)},
-            defaultMerchant = ${
-              rule.defaultMerchant ? toKotlinString(rule.defaultMerchant) : 'null'
-            },
+            defaultMerchant = ${toOptionalString(rule.defaultMerchant)},
         )`
 
 const content = `package com.echo.app.notification