feat: 优化通知处理逻辑，忽略未命中规则的通知并更新规则同步说明

src/composables/useTransactionEntry.js

@@ -98,10 +98,17 @@ export const useTransactionEntry = () => {
       const queue = await fetchNotificationQueue()
       const manualQueue = []
       for (const item of queue) {
-        const { transaction, rule, requiresConfirmation } = transformNotificationToTransaction(
-          item,
-          { ruleSet: ruleSet.value, date: item.createdAt },
-        )
+        const { transaction, rule, requiresConfirmation } = transformNotificationToTransaction(item, {
+          ruleSet: ruleSet.value,
+          date: item.createdAt,
+        })
+
+        // 如果没有任何规则命中（rule 为空），默认忽略该通知，避免系统通知等噪音进入待确认列表
+        if (!rule) {
+          await acknowledgeNotification(item.id)
+          continue
+        }
+
         if (!requiresConfirmation) {
           await transactionStore.addTransaction(transaction)
           await acknowledgeNotification(item.id)

src/services/notificationRuleService.js

@@ -3,8 +3,8 @@ const fallbackRules = [
   {
     id: 'alipay-expense',
     label: '支付宝消费',
-    channels: ['支付宝', '支付', 'Alipay'],
-    keywords: ['支付', '扣款', '支出', '已消费', '成功支付'],
+    channels: ['支付宝', 'Alipay'],
+    keywords: ['支付', '扣款', '支出', '消费', '成功支付'],
     direction: 'expense',
     defaultCategory: 'Food',
     autoCapture: false,
@@ -14,7 +14,7 @@ const fallbackRules = [
   {
     id: 'alipay-income',
     label: '支付宝收款',
-    channels: ['支付宝', '支付', 'Alipay'],
+    channels: ['支付宝', 'Alipay'],
     keywords: ['到账', '收入', '收款', '入账'],
     direction: 'income',
     defaultCategory: 'Income',
@@ -25,7 +25,7 @@ const fallbackRules = [
   {
     id: 'wechat-expense',
     label: '微信消费',
-    channels: ['微信', '微信支付', 'WeChat'],
+    channels: ['微信支付', '微信', 'WeChat'],
     keywords: ['支付', '支出', '扣款', '消费成功'],
     direction: 'expense',
     defaultCategory: 'Groceries',
@@ -36,7 +36,7 @@ const fallbackRules = [
   {
     id: 'wechat-income',
     label: '微信收款',
-    channels: ['微信', '微信支付', 'WeChat'],
+    channels: ['微信支付', '微信', 'WeChat'],
     keywords: ['收款', '到账', '入账', '转入'],
     direction: 'income',
     defaultCategory: 'Income',
@@ -98,28 +98,30 @@ const fallbackRules = [
     id: 'transit-card-expense',
     label: '公交出行',
     channels: [
-      '公交',
-      '地铁',
-      '乘车码',
-      '交通联合',
-      '一卡通',
+      '杭州通互联互通卡',
+      '杭州通',
       '北京一卡通',
       '上海公共交通卡',
       '深圳通',
       '苏州公交卡',
-      '杭州通互联互通卡',
+      '交通联合',
+      '乘车码',
+      '地铁',
+      '公交',
       'Mi Pay',
       'Huawei Pay',
       '华为钱包',
-      '小米智能卡',
       '小米钱包',
       'OPPO 钱包',
     ],
-    keywords: ['扣款', '支出', '乘车', '刷卡', '过闸','行程中','地铁','公交','进站','出站'],
+    // 对公交卡类通知，只要来源匹配即可视为出行支出，不强制正文关键字
+    keywords: [],
     direction: 'expense',
     defaultCategory: 'Transport',
     autoCapture: true,
-    // 公交卡类通知里商户往往不重要，给一个统一名称
+    // 优先从正文中提取「文三路->祥园路」之类的起点-终点信息作为“商户”
+    merchantPattern: /([\u4e00-\u9fa5]{2,}\s*(?:-|—|>|→|至|到)\s*[\u4e00-\u9fa5]{2,})/,
+    // 若无法提取线路，则使用统一名称
     defaultMerchant: '公交/地铁出行',
   },
 ]
@@ -128,7 +130,19 @@ let cachedRules = [...fallbackRules]
 let remoteRuleFetcher = async () => []
 
 /**
- * 允许后续接入服务端规则同步，只需在应用启动时调用并注入实际的 fetch 函数
+ * 允许后续接入服务端规则同步，只需在应用启动时调用并注入实际的 fetch 函数。
+ * 服务端可以返回一组规则对象，形如：
+ * {
+ *   id: string;
+ *   label?: string;
+ *   enabled?: boolean;      // false 时在本地完全忽略此规则
+ *   priority?: number;      // 预留优先级字段（当前仅在服务端使用）
+ *   channels?: string[];    // 匹配通知来源（标题 / 包名）
+ *   keywords?: string[];    // 匹配通知正文的关键字
+ *   direction?: 'income' | 'expense';
+ *   defaultCategory?: string;
+ *   autoCapture?: boolean;
+ * }
  * @param {(currentRules: Array) => Promise<Array>} fetcher
  */
 export const setRemoteRuleFetcher = (fetcher) => {
@@ -178,18 +192,28 @@ const extractMerchant = (text, rule) => {
     const m = text.match(rule.merchantPattern)
     if (m?.[1]) return m[1].trim()
   }
-  const generic = text.match(/向\s*([\u4e00-\u9fa5A-Za-z0-9\-\s&]+)/)
-  if (generic?.[1]) return generic[1].trim()
+
+  const genericPatterns = [
+    /向\s*([\u4e00-\u9fa5A-Za-z0-9\-\s&]+)/,
+    /商户[:：]?\s*([\u4e00-\u9fa5A-Za-z0-9\-\s&]+)/,
+  ]
+
+  for (const pattern of genericPatterns) {
+    const m = text.match(pattern)
+    if (m?.[1]) return m[1].trim()
+  }
+
   const parts = text.split(/：|:/)
   if (parts.length > 1) {
     const candidate = parts[1].split(/[，,\s]/)[0]
     if (candidate) return candidate.trim()
   }
+
   return 'Unknown'
 }
 
 const matchRule = (notification, rule) => {
-  if (!rule) return false
+  if (!rule || rule.enabled === false) return false
   const channel = notification?.channel || ''
   const text = notification?.text || ''
   const channelHit = !rule.channels?.length || rule.channels.some((item) => channel.includes(item))
@@ -234,4 +258,3 @@ export const transformNotificationToTransaction = (notification, options = {}) =
 
   return { transaction, rule, requiresConfirmation }
 }
-