feat: 优化统一规则逻辑

scripts/rule-smoke.mjs

@@ -0,0 +1,63 @@
+import assert from 'node:assert/strict'
+import { transformNotificationToTransaction } from '../src/services/notificationRuleService.js'
+
+const cases = [
+  {
+    name: 'ignore transit operation notice',
+    notification: {
+      id: 'n1',
+      channel: '绍兴公交',
+      text: '黄酒小镇专线绍兴北站出站，该线路已于2025年10月17日起暂停运营',
+      createdAt: '2026-03-11T00:00:00.000Z',
+    },
+    verify(result) {
+      assert.equal(result.rule, undefined)
+    },
+  },
+  {
+    name: 'capture transit expense with payment context',
+    notification: {
+      id: 'n2',
+      channel: '绍兴公交',
+      text: '乘车码扣费2元，绍兴北站->黄酒小镇',
+      createdAt: '2026-03-11T00:00:00.000Z',
+    },
+    verify(result) {
+      assert.equal(result.rule?.id, 'transit-card-expense')
+      assert.equal(result.transaction.amount, -2)
+    },
+  },
+  {
+    name: 'capture bank expense',
+    notification: {
+      id: 'n3',
+      channel: '招商银行',
+      text: '您尾号1234信用卡消费支出3.23元，商户支付宝-上海拉扎斯信息科技有限公司',
+      createdAt: '2026-03-11T00:00:00.000Z',
+    },
+    verify(result) {
+      assert.equal(result.rule?.id, 'bank-expense')
+      assert.equal(result.transaction.amount, -3.23)
+    },
+  },
+  {
+    name: 'capture wechat income',
+    notification: {
+      id: 'n4',
+      channel: '微信支付',
+      text: '收款到账12.50元，来自张三',
+      createdAt: '2026-03-11T00:00:00.000Z',
+    },
+    verify(result) {
+      assert.equal(result.rule?.id, 'wechat-income')
+      assert.equal(result.transaction.amount, 12.5)
+    },
+  },
+]
+
+for (const testCase of cases) {
+  const result = transformNotificationToTransaction(testCase.notification)
+  testCase.verify(result)
+}
+
+console.log(`rule smoke passed: ${cases.length} cases`)